You may have a large credit balance with a high interest rate that has become difficult to pay off. The monthly charges have been eating up your minimum payment and the balance has been decreasing by a very small amount.…
The issue of finances in a marriage or relationship requires openness; otherwise it can be a major source of problems, some of which can leave couples feeling bruised. Open communication about finances may be a difficult area to venture into,…
Money, at times, does not stay in our pockets; we spend it as quickly as we earn it. This can occur when you are living from one payday to another. However, it is possible to play some mind tricks with money…
You don't have to spend a fortune to have a good time; here are cheaper date night ideas that can be used to have fun filled outings with your loved one: Spa in your house You can turn your house…
Getting your first job is exciting, but the excitement can droop when you find yourself overwhelmed by the new challenges that come with the responsibilities. One of the main challenges is financial management. Here are a few tips that can…
Managing finances sensibly is the secret behind success. This is something that all financially successful people practice. They have made a deliberate decision to manage their money, taking calculated moves, risks and avoiding the pitfalls that can swallow their hard-earned…
Power bills take up a substantial amount of household expenditure, and finding a way to reduce them is a relief. Here are five ways through which you can reduce your power bills. Setting the thermostat You should install a programmable…
There are some spending habits that push us to waste money we otherwise wouldn't. If we don't avoid or discard them we risk our financial health. Here are five spending mistakes that may be responsible for your poor financial health.…
You may be earning a decent income but still find yourself struggling financially. Every month you find yourself borrowing, and small emergencies throw you a curve ball. It's important to note that failure to manage the situation may only worsen…
Borrowing money provides you with the funds to finance your activities when you are short of cash. You commit to pay the full amount, as well as any interest charged within a given time frame. It's important to understand how…
